Connect your accounts in minutes. AI categorizes every transaction automatically. Get the cashflow insights, budget alerts, and 20-year projections that turn your statements into a financial plan.
Net worth
$842,400
Across 4 connected accounts
Income
$12,400
Expenses
$9,200
Top spending
this monthAI-categorized automatically โ no manual entry
The problems Tarive was built to solve.
Rows of cryptic merchant names tell you nothing. You need patterns, categories, and trends โ not a PDF.
Tarive auto-categorizes every transaction and surfaces spending patterns the moment you log in.
The ones that work require constant data entry. The moment life gets busy, the habit breaks.
Sync once. Transactions import and categorize automatically โ forever. No ongoing effort required.
On track for what โ retirement? A house? Emergency fund? Without a model, it's just hope.
20-year net worth projections built from your actual cashflow. Know before it's too late.
Life-cost annotation converts every transaction into how many hours of your working life it cost. A $240 dinner becomes 3.1 hours. A $15 subscription becomes 12 minutes. The unit that makes every trade-off immediately clear.
Try it freeRecent transactions
The built-in AI assistant knows your full transaction history. Ask it anything โ spending trends, budget analysis, goal progress โ and get a direct answer. No reports to navigate, no exports needed.
Try it freeBased on your real monthly cashflow and historical investment growth rate, Tarive projects your net worth across multiple scenarios. Set goals, see when you'll hit them, and know exactly what changes move the needle.
Try it freeNet worth projection
Current ScenarioGoal: $2.5M by 2034 โ on track at 62%
Connect once. Let AI handle the rest. Check back anytime for insights.
Link banking, credit, and investment accounts via Plaid in under 2 minutes. Transactions sync automatically from that point on.
Every transaction is labeled by AI instantly. Approve in bulk, correct with one click, or set merchant rules for recurring items.
Ask the AI assistant questions, set budget limits, track financial goals, and see where your net worth is headed โ all in one place.
No integrations, no workarounds. It's all here.
Your credentials never leave your bank. Your data never leaves your control.
Credentials never touch our servers
Bank connections are handled by Plaid via OAuth. We receive transaction data only โ never usernames or passwords.
Encrypted in transit and at rest
All data is encrypted end-to-end. OAuth flows are used wherever your bank supports them.
You own your data, always
Export a full CSV of your transaction history or delete your account and all associated data at any time from Settings.
Everything you need to know before you start.
Yes โ Tarive is free during the current beta. We will announce paid tiers well in advance, and early users will receive preferred pricing when we launch.
Tarive uses Plaid, which supports thousands of U.S. banks, credit unions, and investment accounts. If your institution is missing, let us know โ we prioritize additions by demand.
Every imported transaction is analyzed by AI based on the merchant name and amount. You can approve suggestions in bulk, correct any entry with one click, or set merchant-level rules so recurring transactions are always categorized consistently.
Life-cost converts a dollar amount into hours of your working life based on your income. A $240 dinner becomes 3.1 hours. It puts discretionary spending in a unit that makes trade-offs intuitive rather than abstract.
Tarive uses your actual monthly net cashflow and calculates a historical investment growth rate from your transaction data. It then models your net worth across multiple scenarios โ so you can see the impact of spending more, saving more, or changing your investment strategy.
We never store banking credentials. Plaid handles connections via OAuth. All data is encrypted in transit and at rest. You can disconnect any account or delete your data entirely at any time.
Connect your accounts, let AI do the work, and get answers in minutes โ not months.
Free during beta ยท No credit card required ยท Cancel anytime